HOME LOAN

Growth & prosperity key

Owning a home is a dream for many. With our in-depth knowledge of home loan products, we make the process of purchasing your dream home smoother and more accessible. From selecting the best lender to guiding you through documentation, we’re dedicated to getting you the best possible deal.

Home Loan Spotlight
Processing Fee	1% – 2% of loan amount
Interest rate	Starts from 8.65% (varies based on applicant’s credit profile)
Foreclosure/Prepayment Charges	For floating rate: Nil For fixed rate: Around 2% – 4% on the principal outstanding
Tenure	Upto 30 Years

Why Choose Us?

Expert Advice: We pride ourselves on offering sound, professional guidance tailored to your specific requirements.
Wide Network of Lenders: Our strong relationships with multiple financial institutions enable us to provide a variety of loan options, ensuring that you get the most competitive rates and terms.
Customer-Centric Approach: Your financial well-being is our top priority. We take the time to understand your needs and customize our services to suit your goals.
Transparency & Trust: We believe in clear communication and ethical practices. From application to approval, we guide you through every step without hidden surprises.
Fast & Efficient Service: We understand the importance of timely financial solutions. Our streamlined process ensures that you receive the loan approval you need without unnecessary delays.

Eligibility Conditions:-

Applicants should be – A resident Indian or A Non-Resident Indian (NRI) or A Person of Indian Origin (PIO).
Applicants must have either a permanent residence or a rented residence where they have lived for at least one year before applying for a loan.
A favorable credit score of at least 750 or higher, as obtained from a recognized credit bureau.
Applicant’s minimum age: 18 years, maximum age: 70 years.
Applicants should be a salaried individual or a self-employed individual.

Choose the one that best meets your needs.

Documents Required

Proof of Residence: Passport, Aadhaar Card, Driving License, utility bills such as Electricity, Water, or Telephone Bill (any one).
Loan account statement for the preceding 12 months if the applicant currently holds other loans from different banks or financial institutions.
Completed loan application form with three passport size photographs attached.
Employer identity card.
Proof of Identity: Voter ID, PAN, Passport, or Driving License (any one).
Bank account statements for all accounts owned by the applicant for the past six months.